The Commercial Collection Agency Association (CCAA) Certified Collection Professional Program is a two tiered training/employee recognition program that provides its graduates with a comprehensive knowledge of the commercial collection industry.    (See Press Release 01/25/2005)

Tier one is the Certified Collection Professional designation.  It is recommended for employees who have from six months to one and a half years experience in collections.  This program covers the following topics:

Introduction to the Certified Collection Professional Program

The Certificate of Compliance – What It Means.

Serving the Customer & Customers’ Expectations.

Administration of Collection Cases.

Effective Collection Calls.

Collection Tools.

Skip-tracing & Asset Location.

Introduction to the FDCPA for Commercial Collectors.  

 

Tier two is a Senior Certified Collection Professional program and is suggested for employees with over a year and a half’s experience.  This is a comprehensive program that builds on the foundation obtained in the Certified Collection Professional program and provides the student with an in-depth and comprehensive knowledge of the commercial collection industry.  This program covers the following additional topics:

The Credit Decision.

Legal Aspects of Collections.

Bankruptcy and Other Insolvencies.

FDCPA for Commercial Collectors.  

These programs are web-based and incorporate the latest thinking and technology in e-learning.  They are self-paced program that employees can access from a PC or laptop anywhere an internet connection is available.  This means that the employee can access these programs at the office, from home or when traveling.

At the end of each module or chapter is a review test that focuses the employee on the key lessons to be learned from each module.  Feed back is instantaneous as the review test is completed and scored on the Internet.  

When all modules are completed, the employee takes the appropriate certification test and if they pass are awarded a Certificate and also presented with the Certified Collection Professional’s ‘Mark of A Professional’ lapel pin.

 

The Certified Collection Professional’s achievement is further recognized by his/her name being listed in an Honor Roll on the CCAA Website.  The individual awarded the Certified Collection Professional (CCP) designation may use that designation on their business cards.

A similar process applies to the Senior Certified Collection Professional program.  The individual awarded the Senior Collection Professional (SCCP) designation may use that designation on their business cards

 

 

ELIGIBILITY

This program is opened to all employees of CCAA member agencies.  

CERTIFICATION EXAMINATION

The candidate for Certified Collection Professional will have 180 days from the date of registration to complete the course work and take the certification examination. The same process applies to the Senior Collection Professional program.  

CERTIFICATION

When the employee successfully completes the certification exam they are awarded a Certificate and presented with a Mark of a Professional lapel pin.  The Certificate is issued to the employee and also bears the name of the CCAA Certified agency. 

DURATION OF CERTIFICATION

Certification remains in effect for three years.  Within ninety days of the expiration of the three years, the Certified Collection Professional is required to take the test for recertification.  

MEMBER SUPPORT OF THE PROGRAM

Members who have 65% or more of their collection staff certified under this program shall be eligible to use the logo showing support of the Certified Collector Program on their letterhead, advertising materials or on their websites.  The following is a copy of the logo that will be authorized for their use:

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REVOCATION OF CERTIFICATION

It is the responsibility of the Certified Collection Professional to adhere at all times to the CCAA Code of Ethics in his/her dealings with creditors, debtors and attorneys.

It is also the responsibility of the Certified Collection Professional to be cognizant of his/her duties to the certified agency that employs them.  The Certified Collection Professional shall not engage in any activities that will bring shame and reproach to the certified agency nor shall they engage in any activity that will cause economic hardship for the certified agency.

Credit grantors, debtors, attorneys and member agencies may bring complaints of such actions to the attention of the Executive Director.  It shall be the responsibility of the Executive Director to investigate such complaints.  If the Executive Director finds evidence of such activities he will provide a report to the Certificate of Compliance Committee who shall decide if such an activity took place and what disciplinary action should be taken.

Example of CCAA Certificate

 

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